Mortgage income analysis
Self-service tools and human-assisted workups for wage-earner, self-employed, entity, rental, and bank-statement documentation.
About Mortgage File IQ
Built from real mortgage operations—not generic automation.
Mortgage File IQ translates three decades of hands-on processing and pre-underwriting experience into practical tools, clearer calculations, and stronger file preparation.
Thirty years inside the mortgage file.
Mortgage File IQ focuses on the work between origination and final underwriting: reviewing income, identifying documentation gaps, organizing large-deposit questions, checking preliminary title details, and preparing cleaner submissions.
The products are designed for mortgage professionals who want a structured second look—not a replacement for agency guidelines, lender overlays, compliance review, or the lender’s authorized underwriter.
The company behind the tools
Mortgage File IQ is a product of DEEMYX LLC, founded by Donnita "Dee" Lopez, a mortgage professional with three decades of processing, pre-underwriting and income-analysis experience.
That experience is built into a working platform, not just educational content: interactive tools for borrowers and mortgage professionals, an AI-assisted underwriting assistant, and human file-review services — each designed around how mortgage files are actually evaluated.
What Mortgage File IQ specializes in
File preparation
Pre-submission checklists and review methods intended to surface common documentation and calculation issues earlier.
Asset and deposit review
Resources for organizing large deposits, exclusions, sourcing questions, and supporting documentation.
Preliminary title review
Tools that help organize vesting, liens, exceptions, and other title-report items for follow-up.
Questions before you purchase?
Call (323) 709-7720, email info@mortgagefileiq.com, or use WhatsApp at (424) 258-0775. Never send loan documents through ordinary messaging; paid customers receive secure intake access.
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