Free mortgage resource library

Useful mortgage resources before you buy anything.

Choose a verified-email PDF guide or start with public AI prompt examples. Each resource is organized on its own page with a clear purpose and next step.

Free PDF guide

Deposit Exclusion Guide

Review common deposit categories, documentation questions, and the reasons certain funds may require additional sourcing or may be excluded.

We send a confirmation link first. The PDF arrives only after your address is verified.

Free 38-page reference

Processor's Guide to Calculating Income

Cover wage, self-employed, corporate, partnership, rental, and mixed-income files with a practical professional reference.

Open the income guide page

Free AI starter

Mortgage Prompt Starter Pack

Test prompts for redacted AUS findings, file triage, missing-information checks, and condition decoding. Each prompt includes the use case and verification guardrails.

Use the free prompt examples

Questions about free resources

What to know before using them.

Are these mortgage resources really free?

Yes. The deposit guide and income guide are delivered after email verification, and the public starter prompts can be expanded and copied without a purchase.

Why is email verification required for the PDF guides?

Verification confirms that the address is deliverable and prevents the download system from sending resources to mistyped or fabricated addresses.

Do the free guides or prompts provide underwriting approval?

No. They are educational workflow resources and do not replace current program requirements, lender overlays, official AUS findings, or an authorized underwriter.

Need a working AI tool instead of a downloadable prompt?

The protected U/W GPT Assistant is a separate paid product for redacted AUS findings, income questions, conditions, and file structure.

Explore the U/W GPT Assistant