Mortgage workflow intelligence for professionals
Find the right mortgage resource without digging through one long page.
Mortgage File IQ gives loan officers, processors, and brokers four distinct ways to work: a protected U/W GPT Assistant, professional prompt packs, self-service instruments, and human-assisted file review.
Each product is available separately. Choose only what fits your work.
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What are you trying to accomplish?
The site is organized into separate product and resource pages so you can compare one type of help at a time.
PROTECTED AI TOOL
Work through AUS and file questions
Use a paid professional assistant for redacted DU/LPA findings, income questions, conditions, and file structure.
View the U/W GPT AssistantDOWNLOADABLE PROMPTSAsk AI clearer mortgage questions
Try free examples, then buy a focused pack or the complete operations library without subscribing.
Explore prompt packsSELF-SERVICE INSTRUMENTSStructure and review your own files
Choose one instrument for $75 or the complete Process to Close Operator System for $147.
Compare toolsHUMAN-ASSISTED REVIEWOrder document analysis
Purchase an income workup or a broader file review with a written PDF summary.
Review service optionsFeatured standalone product
Mortgage File IQ U/W GPT Assistant
A working, protected AI workspace built for mortgage professionals who need to move a file forward faster. It is purchased and accessed through a customer account; it is not the small public website chatbot.
Use it when you need help with:
- DU or LPA findings: organize the messages that may be blocking an Approve/Eligible or Accept result.
- Common AUS errors: separate likely data-entry, credit, income, asset, property, and eligibility causes.
- Income questions: identify inputs, missing documents, stability issues, and items requiring guideline confirmation.
- Conditions and submissions: translate conditions, build document requests, and create a pre-submission checklist.
Decision support, not a decision: The assistant does not connect to DU or LPA, issue approvals, replace an underwriter, or guarantee accuracy. AI can hallucinate. Use redacted facts and independently verify every material response.
Buy the GPT by itself
Free examples + standalone downloads
Mortgage prompt packs with real use cases.
A strong prompt cannot eliminate hallucinations, but it can force clearer scope, better fact separation, fewer assumptions, and explicit verification steps.
Test these free prompts before you buy anything.
Why is AUS not approving?Use with redacted DU or LPA findings before changing the file.
STARTER PROMPT
Review only the redacted AUS findings and file facts I provide. Identify the messages that may be blocking approval, group possible causes by data entry, credit, income, assets, property, and eligibility, and provide a verification checklist. Do not promise approval or invent missing facts. Mark anything that requires current agency, investor, lender, or underwriter confirmation.
60-second file triageUse when a new file arrives and you need an ordered risk list.
STARTER PROMPT
Act as a mortgage file triage assistant. Using only the redacted facts I provide, return the five highest-priority risks, missing facts or documents, questions for the loan officer or borrower, and the next three actions in order. Separate facts from assumptions and state what must be independently verified.
Condition decoderUse when a condition needs plain language and a cleaner document request.
STARTER PROMPT
Translate this mortgage condition into plain language. Explain what it asks for, why it may have been requested, the minimum information that appears necessary, a concise document request, and what must be confirmed with the lender or underwriter. Do not invent the reason or promise the condition will be cleared.
Mortgage Prompt Starter Pack
$0Use the expandable examples above for file triage, AUS findings, and condition decoding.
Open all free examplesAUS & File Triage Pack
$12Reusable prompts for DU/LPA troubleshooting, missing-information checks, conditions, and escalation.
Buy this prompt packMortgage Operations Library
$29A broader prompt library for loan officers and processors across income, assets, credit, title, conditions, and submission quality control.
Buy the complete libraryBuy prompts by themselves or compare every pack and use case
Free mortgage resource library
Start with practical resources before choosing a paid product.
Deposit Exclusion Guide
Understand what counts, what may be backed out, and why large deposits receive attention.
Email me the guideProcessor's Guide to Calculating Income
A 38-page reference covering wage, self-employed, corporate, partnership, rental, and mixed-income files.
See the income guideMortgage Prompt Starter Pack
Copy practical starter prompts and see exactly when to use each one.
Use the free promptsPaid tools and services
Choose self-service software or an individualized review.
Single mortgage instrument
$75Choose income, large deposit, pre-submission, title, or AUS support as a lifetime-licensed self-service instrument.
See individual toolsProcess to Close Operator System
$147All five self-service instruments, professional resources, and 90 days of U/W GPT Assistant access.
View the Operator SystemIncome workups
From $25Document-based wage, self-employed, entity, rental, or bank-statement analysis delivered in a written PDF summary.
Compare income workupsComplete file review
$350A broader document review covering income, deposits, potential conditions, and preliminary title when provided.
See the file-review serviceFree verified-email delivery
Get the Deposit Exclusion Guide.
Enter a real email address. We send a confirmation link first, then deliver the PDF after the address is verified.
Frequently asked questions
Quick answers before you choose a product.
Is the paid U/W GPT the same as the website chatbot?
No. The public chatbot answers general website questions. The paid U/W GPT Assistant is a protected, account-based professional tool for redacted AUS findings, income questions, conditions, and file structure.
Can I purchase only the GPT or only a prompt pack?
Yes. The GPT Assistant, prompt packs, individual instruments, complete Operator System, and human-assisted reviews are separate offers. You do not have to buy a bundle.
Can the GPT or a prompt guarantee a correct answer?
No. AI can hallucinate, omit, misunderstand, or state outdated information. Better prompting can improve structure, but every material output must be independently verified against source documents, current guidance, overlays, and authorized underwriting direction.
Are the tools the same as done-for-you review?
No. Tools are self-service resources. A human-assisted review examines documents supplied through secure customer intake and returns observations or calculations in a written PDF summary.
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Mortgage File IQ support
Questions before you purchase?
Use the business phone, email, or WhatsApp for purchase and delivery questions. Do not send loan documents through ordinary email, messaging, WhatsApp, or the public chatbot.