What am I missing?
Describe what's happened on a file; the assistant stress-tests it for gaps before underwriting does.
Standalone professional AI access
A protected U/W GPT workspace for the file question slowing you down.
Mortgage File IQ helps loan officers, processors, and brokers work through redacted DU/LPA findings, common AUS errors, income questions, conditions, and submission structure without requiring a purchase of the other instruments.
GPT-only access
Use the assistant when that is all you need.
Paste the relevant redacted findings or describe the error. The assistant organizes likely causes, questions to check, possible corrective steps, and the information that still needs verification.
$49 per month · up to 150 requests
Start monthly accessThis is a working paid product, not the public site chatbot. After payment, the purchase email receives secure account-access instructions. Sign in to open the protected assistant, keep the remaining monthly request count visible, and return to the tool while access is active.
How paid access works
- Choose monthly or annual access. Purchase only the assistant; no tool bundle is required.
- Open the secure email instructions. The purchase address becomes the customer account address.
- Sign in and open the protected assistant. The website chatbot remains a separate public support feature.
- Use redacted facts and verify the output. Never enter Social Security numbers, dates of birth, full account numbers, passwords, or unnecessary borrower identifiers.
What the U/W GPT Assistant can help you do
Interpret AUS findings
Work through redacted Desktop Underwriter (DU) and Loan Product Advisor (LPA) messages and organize the facts to check next.
Troubleshoot common errors
Identify likely causes of validation, eligibility, income, asset, credit, or submission issues without claiming an official AUS result.
Review income questions
Separate inputs, calculation approach, stability concerns, and missing documentation while leaving final qualifying income to the lender or authorized underwriter.
Build a resubmission checklist
Turn the response into a practical list of findings, documents, facts, overlays, and current guidance that should be independently confirmed.
Important AI limitation: The assistant is informational professional-workflow support, not an underwriter or official AUS. AI can hallucinate, invent, omit, misread, or misunderstand information. A precise, complete, redacted prompt can improve a response but never guarantees accuracy. Verify every material statement against the original findings, current guides and overlays, source documents, and authorized underwriting or compliance direction.
It doesn't work like Google. That's the point.
This assistant was built to think like a mortgage underwriter — but even the smartest AI gives generic answers to generic questions. Most people prompting AI on their own get surface-level responses because they don't know what to ask or how to ask it.
Your access doesn't come with a blank box. It comes with a starter set of productivity prompts: the exact questions engineered for this assistant, designed to pull file-level answers in one shot instead of five tries. Your monthly questions are limited, so every included prompt is built to get the right answer fast — no trial and error, no burned credits.
A 5-minute quick-start guide is included too: how to talk to it (give it the scenario, not just the question) so every answer lands.
Condition decoder
Paste any condition; get what it means in plain English plus exactly what to send to clear it.
LOX generator
Employment gap, large deposit, credit inquiry: answer 3 questions, get a letter that holds up.
Jargon humanizer
Paste lender language; get a borrower-ready email that doesn't scare anyone.
Document checklist builder
Describe the borrower; get the exact document list for their situation.
Pre-approval stress test
Ten questions that reveal whether a pre-approval will survive underwriting.
Deadline extractor
Paste the key contract terms; get every financing deadline in one list.
Next move
Tell it where the file stands; it tells you the single next action that matters most.
And when you're ready for more — content, marketing, image and video prompts — the extended Realtor Productivity Prompt Pack and the loan-officer prompt packs are waiting. Same shelf, separate purchase, no subscription required.
Not sure what to ask the assistant?
Start with free mortgage prompt examples and use cases. The downloadable prompt packs are separate products, so you can use the free examples, buy prompts only, buy the assistant only, or combine them.
Try the free test promptsChoose standalone access
Monthly
U/W GPT Assistant
$49/month
Up to 150 requests each calendar month. Cancel future renewals from your secure customer account.
Start monthly accessOne payment
12-month pass
$397
One payment for 12 months, with up to 150 requests each calendar month and no automatic renewal.
Buy the 12-month passFrequently asked questions
Can I buy only the U/W GPT Assistant?
Yes. It is a standalone product. Choose $49 monthly access or a $397 one-time 12-month pass; no other instrument purchase is required.
Can it explain why AUS is not passing?
It can review the redacted findings you paste, explain likely causes, identify missing facts, and organize checks or possible corrective steps. It cannot connect to or rerun DU or LPA, and it cannot guarantee a different result.
Is the assistant an underwriter?
No. It is an AI-powered informational decision-support tool. It does not issue approvals, clear conditions, calculate a lender's final income or DTI, or replace an authorized underwriter.
Can the AI hallucinate?
Yes. AI can invent, omit, misunderstand, or confidently state incorrect information. More precise and complete redacted prompts may improve a response but never guarantee accuracy. Every material answer must be independently verified.
Review the complete AI limitations and Terms of Use before purchase.