Preliminary title review

Turn a dense title report into an organized follow-up list.

The Preliminary Title Decoder helps mortgage professionals sort vesting, liens, exceptions, ownership details, and other title-report items before submission.

Short answer: Preliminary title review identifies the people, property, liens, vesting, and exceptions shown in the report and organizes questions for the title company, borrower, lender, or authorized reviewer.

What the decoder helps track

Vesting and ownership

Compare the report with the application, transaction, and intended vesting.

Liens and judgments

Record items that may require payoff, clarification, or additional documentation.

Exceptions

Organize listed exceptions for appropriate title, lender, or legal follow-up.

Open questions

Create a clear list of unresolved items for the parties responsible for answering them.

How to use this instrument

  1. Use the current preliminary title report and enter only the people, property, vesting, liens, and exceptions shown.
  2. Compare those entries with the application, transaction, and intended vesting.
  3. Assign each unresolved item to the appropriate title, lender, borrower, or legal contact.
  4. Obtain the required professional determination; do not use the tool as a title opinion or legal conclusion.
See practical use cases
  • Compare proposed vesting with the application and transaction
  • Identify liens, judgments, or ownership details needing follow-up
  • Organize exceptions for title-company or lender review
  • Prepare questions before the file reaches final underwriting

Expected output: An organized title follow-up list. It does not determine ownership rights, lien priority, insurability, or legal acceptability.

The tool is not a title opinion or legal advice and does not determine insurability, lien priority, ownership rights, or underwriting acceptability.

Preliminary Title Decoder · $75

One-time lifetime license for the self-service instrument.

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